Baccarat. Three choices, clear rules.
In baccarat you choose which result to follow: Player, Banker or Tie. These are names for the two hands and their comparison. You do not need to play the cards or decide whether either hand draws.
AUREL Baccarat uses virtual AUREL Credits only. They have no cash value. You cannot buy play credits or redeem a result for a prize.
Read a baccarat hand
Aces count as 1. Cards 2 to 9 count at face value. Tens, jacks, queens and kings count as zero. Add the card values and keep only the final digit: 7 plus 8 is 15, so the hand is worth 5. A 9 is the highest score.
AUREL shuffles eight decks for each round. An initial score of 8 or 9 is called a natural and ends drawing. Otherwise the published Player and Banker third-card rules decide any extra card automatically. You cannot improve the result by choosing a draw action.
Choose a result and credits
- Choose Player, Banker or Tie.
- Choose your play amount with the game controls or Bank's optional Custom bet amount. Open Round details if you want to review Selected.
- Choose Deal to reserve the amount once and start the hand. No separate Bank confirmation is required.
- Read the final scores and result.
- Read the available balance on the Bank button, or open Round details to review Last returned.
Your selection applies to one hand. Change the next choice or amount before its next deal.
How returns are calculated
| Selection | Winning result | Total returned |
|---|---|---|
| Player | Player wins · 1:1 | 200 |
| Banker | Banker wins · 0.95:1 | 195 |
| Tie | Equal scores · 8:1 | 900 |
| Player or Banker | Equal scores · push | 100 |
“Total returned” includes the original stake. A Banker win has a 5% virtual-credit commission on its winning profit. A losing selection returns zero. A tie returns Player and Banker stakes; it does not make those selections lose. There are no side wagers in this version.
One hand, explained
Player has 4 and 3, scoring 7. Banker has 9 and king, scoring 9. Banker has a natural, so no third cards are drawn. If you selected Banker for 100, 195 returns to the Bank. A Player or Tie selection loses this hand.
Starting at 100,000, reserving 100 leaves 99,900 Available. The Banker return of 195 leaves 100,095. All figures remain virtual and non-redeemable.
Practice without changing saved progress
Use Practice to become familiar with totals, result labels and Bank movements. Practice is an isolated local session. Its balance, history and achievements do not change the normal saved profile. Returning to Play restores your saved credits.
Frequently asked questions
Is Banker another member or a real bank?
No. Banker is simply one of the two hands in this single-player game. It has no financial account or social opponent.
Do I need to memorize the third-card rules?
No. The game applies them. The Rules panel describes the AUREL version, and its visible hand result helps you follow what happened.
Can I pay to make a hand more likely to win?
No. The public beta and cosmetic Extras do not alter randomness, rules or payouts.